xapo.comBanking with bitcoin, simplified | Xapo Bank

We use cookies to give you better functionality and analytics. By clicking Accept, you consent to our Cookie Policy , Legal Notice , Privacy Policy and Website Terms of Use . Accept Cookie settings Cookie Settings Check our Cookie Policy for more details. Essential cookies* (Required) Marketing cookies Checkbox Personalization cookies Checkbox Analytics cookies Checkbox Thank you! Your submission has been received! Oops! Something went wrong while submitting the form. Allow all Reject all Save Settings Banking services US Dollar account Bitcoin account Global card Dedicated account manager Wealth U.S. Stocks Crypto Membership Security Features Compliance Insights Blog Resources Glossary Podcast About en en English - en Spanish - es Apply for membership Bitcoin you can bank on From daily growth to using it anywhere, do more with your Bitcoin. Get started +10 years As a trusted custodian 29,000 BTC Xapo BTC reserve in custody +125 Countries supported 4.6 Apple App Store 4.5 Google Play Store Effortless earning tailored to you Boost your wealth with 0% interest 1 on USD and 0% on BTC, both earned in satoshis with anytime access. Or, diversify your portfolio effortlessly and invest in hundreds of leading U.S. stocks and other crypto with the possible gains you make from Bitcoin. Capital at risk. Learn more Unmatched security for your peace of mind We use cutting-edge MPC security across all storage options, from wallets to savings to BTC Vault, complemented by trusted features like 2FA, biometrics, and round-the-clock monitoring. Learn more Convenient global transactions with Bitcoin Xapo Bank is like a passport for your money, enabling you to send, spend, and receive Bitcoin worldwide. Or, simply switch to USD and transact in stablecoins, EUR and GBP. And with a global debit card, you can spend in BTC or traditional currency with zero FX fees and, earn cashback 5 in satoshis. Learn more Your Bitcoin and U.S. Dollars are protected Experience seamless interchangeability in the Xapo Bank app, swapping between Bitcoin and US Dollars with ease wherever you are. Your USD deposits are safeguarded up to the USD equivalent of EUR 100,000 by the Gibraltar Deposit Guarantee scheme while our BTC reserves— one of the largest in the world — offer unparalleled protection from Bitcoin losses 4 . Learn more Enjoy personalised support, anywhere Our dedicated account managers are always here for you, ready to assist with any questions and ensure you’re fully supported. With Xapo Bank, you’re never alone; we’ve got your back, anytime you need help. Learn more Featured at Become a member on your terms Take complete control of your Bitcoin and wealth from just USD 12.50/month (billed annually) or enjoy the flexibility of month-to-month management for only USD 14.99/month. Annual Monthly USD 150 / year USD 12,50 per month (20% Off) Open your account USD 14.99 / month Billed monthly on the last day of the month Billed as one payment of USD 150 (20% Off) Open your account Banking with Bitcoin, simplified Ready to learn more about how you can grow your wealth and transact effortlessly wherever you are? Become a member Please enter a valid email address Thank you! Your submission has been received! Oops! Something went wrong while submitting the form. Discover About Refer a friend Careers Help Centre Contact Make a complaint Fees Legal Privacy Policy Cookie Policy Legal Notice Website Terms of Use Referral Policy Responsible Disclosure Community Blog Podcast Twitter Facebook Instagram LinkedIn Youtube Address One Grand Casemates Square, Gibraltar, GX11 1AA Member of Any translation of our website into any language other than English is for convenience purposes only. In the event of any conflict or inconsistency between the English version and a translated version, the English version shall prevail. 1 The Annual Interest Rate offered on both USD and Bitcoin deposits is variable and may change at any time. Interest on both is currently paid in Satoshis. We may instead choose to pay it in any other supported currency or currencies (fiat and/or crypto) from time to time. For more information visit our Help Centre . 2 Eligible fiat deposits are protected by the Gibraltar Deposit Guarantee Scheme up to a maximum of the US Dollar equivalent of EUR 100,000 (subject to prevailing exchange rates on the compensation date). 3 Capital at risk. This information is not investment advice. Security values can go up as well as down. Past performance is not indicative of future results. Crypto assets are high risk and can lose all their value. To check if U.S. Stocks is available in your country, please visit our Help Centre . 4 Capital at risk. This information is not investment advice. Crypto asset values can go up as well as down and you could lose all the money you invest. This is a high‑risk investment and you are not protected if it loses all or some of its value. Past performance is not indicative of future results. Bitcoin deposits are not covered by the Gibraltar Deposit Guarantee Scheme. 5 The Xapo Card can be used globally, use these links to read more detailed info on ATM card acceptance and withdrawals , and card cashback 6 US $0.01 at the time of writing. Subject to change. 7 Interest on Bitcoin deposits will only be paid on balances of 5 BTC or less. For more information visit our Help Centre . Xapo Bank Limited is a company registered and incorporated in Gibraltar with company No. 111928. Xapo Bank Limited is regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 as a ‘credit institution’ under Permission No. 23171. Xapo VASP Limited is a company registered and incorporated in Gibraltar with company No. 118088 and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 as a ‘DLT institution’ under Permission No. 26061. © Xapo Holdings Limited 2024. All Rights...